How to get personal loan fast
Personal Loan Eligibility
You can avail of an ICICI Bank Personal Loan if you meet the following criteria:
Check Endowment With Our Eligibility Calculator
| Criteria* | Salaried |
|---|---|
| Age | 23 years – 58 years. |
| Net Salary** | Salaried individuals with minimum monthly income Rs.30,000 |
| Total years in job/profession | 2 Years |
| Years in current residence | 1 Year |
**The minimum salary requirement will differ depending on the profile (Type of employer, having relationship with ICICI Bank etc.) of the customer.
 |
| Personal Loan Apply |
| Criteria* | Self Employed |
|---|---|
| Age | 28 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years |
| Minimum Turnover | Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials |
| Minimum Profit After Tax | Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials |
| Business Stability | In current business for at least 5 years and minimum 3 years for doctors |
| Existing relationship with ICICI Bank | Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required |
Credit:- icici Bank
