Issuance charge/ Annual subscription for physical RuPay Debit CardAs per terms with corporate
Lost card replacement₹ 250
Online Funds Transfer
To another Paytm Payments Bank account or Paytm walletFree unlimited
Paytm ka ATM (Banking Point)
Domestic Money TransferMinimum Rs. 10 or 1% per transaction (Whichever is higher)
Cash Deposit, Cash Withdrawal, Add Money to Wallet and KYCNIL*
* Rates are inclusive of taxes
Schedule of charges: Paytm Wallet
Loading money into PaytmAdd money to wallet – Nil
*w.e.f. 1st Jan 2020; Loading money into Paytm via Credit Card: – Transactions less than INR 10,000 per month – NIL – Transactions greater than INR 10,000 per month – 1.75% + GST
In case the total add money added by Credit card including current transaction exceeds INR 10,000, the entire transaction amount will be charged as 1.75% + GST
If the 1st transaction of add money to wallet in a calendar month is of INR 12,000/-, a fee is charged on entire the INR 12,000/-.
That is, you will be charged INR 240/- extra. So total deduction shall be of INR 12,240/- and the amount added to your wallet shall be INR 12,000/-. All subsequent transactions shall be charged accordingly.
Multiple transactions of add money with a cumulative amount lower than INR 10,000/-
For example, 1st transaction of INR 1,000/-, 2nd transaction of INR 2,000/-. Neither of the two transactions is charged.
The cumulative money added in the calendar month is INR 3,000. Therefore, any transaction up to INR 7,000/- will not be charged. However, if you initiate a transaction of INR 7,001/- the entire amount of INR 7,001/- shall be charged. All subsequent transactions shall be charged too.
Multiple transactions of add money with a cumulative amount lower than INR 10,000/-. For example, 1st transaction of INR 1,000/- 2nd transaction of INR 2,000/- 3rd transaction of INR 3,000/- and 4th transaction of INR 4,000/-. Neither of the four transactions is charged as the cumulative amount added is below INR 10,000/-. All subsequent transactions shall be charged.
Purchase at merchant siteNil
Paytm to Paytm Wallet TransferNil
Paytm Wallet to Paytm Payments Bank Transfer5%
Paytm Wallet to Bank Transfer – KYC Customer5%
Paytm Wallet to Bank Transfer – Business PartnerAs per terms with Business Partner
Limits: Bank Account (Non-PAN- Form 60 users)
Cumulative Fixed Deposit Amount annually with Partner BankUp to Rs. 3 lakh
Limits: Paytm Wallet
Loading Money using Credit Card per UserUp to Rs. 1 lakh over last 30 days
Loading Money using single Credit Card across multiple usersUp to Rs. 1 lakh over last 30 days
Limits: Savings Account
Loading Money using Debit CardUpto Rs. 10,000 per card Upto Rs. 10,000 per month
Statements and Certificates
Online passbookFree Online Passbook and Email Statements